Whether it is a fun-filled trip to Disney land or an enchanting vacation in Switzerland, sharing time with your loved ones on a family vacation are special times which you would cherish forever. To ensure that you and your family are adequately protected if something untoward happens during such precious moments, we have designed a unique Plan which offers coverages against the various aspects of your travel.

• Custom made Plans (Platinum, Gold, Silver and Standard) are available for you to choose from, depending on your travel requirements
• Comprehensive coverage through various unique benefits like Compassionate Visit, Home Burglary Insurance, Financial Emergency Assistance etc.
• Special Senior Citizen Plan available for individuals between 61-70 years of age without any medical test
• Coverage of pre-existing ailments and maternity – in case of life threatening situations
• Coverage available for sportspersons and trips involving winter/adventurous sports (subject to prior declaration, premium loading and underwriting approval)
• Wider durations can be covered – upto 182 days, which is extendable upto 365 days
• Automated extensions of Policy in case of medical emergency and evacuation (upto 30 days) and delay of common carrier (upto 7 days) beyond Policy expiry
• 24 Hour Emergency Cashless Services offered through Emergency Assistance Service Provider.

Personal Possession Contingencies

Loss of Passport
We reimburse actual expenses incurred for obtaining a duplicate or fresh passport in the event of a loss.
Total Loss of Checked Baggage
We compensate you for the total loss of your checked-in baggage caused by a common carrier.
Delay of Checked Baggage
If your checked-in baggage is delayed for more than 12 hours, we reimburse reasonable expenses incurred for the purchase of toiletries, clothing and medication

Time-based Contingencies

Trip Delay
We reimburse additional expenses if your trip is delayed for more than 12 hours due to airline problems, medical problems, personal employment problems or natural disasters.
Trip Cancellation & Interruption
If your trip is cancelled or interrupted due to any medical emergency, personal employment problems or natural disaster, we take care of any non-refundable prepaid payments or additional expenses.
Missed Connection
If you miss your connecting flight due to its delay in arrival by more than 3 hours, we provide compensation to you for all additional expenses incurred.

Unforeseen Event Contingencies

Personal Liability
We offer compensation for liability/damages paid to a third party, resulting from death, injury or damage to health or property that is caused involuntarily by you or your family member abroad.
Financial Emergency Assistance
We arrange for emergency cash to be made available to you in case of loss of travel funds due to theft.
Hijack Distress Allowance
In case of hijack of the common carrier that you or any of your family members is traveling in for more than 12 hours, we pay a special distress allowance.
Home Burglary Insurance
We cover you against any loss or damage caused by burglary of the contents of your home in India, while you are on your trip abroad.

Exclusions under the Policy

At Reliance General Insurance, we would like things to be as transparent as possible. To ensure that you do not face any misunderstanding when you make a claim, we would like you to know some of the major exclusions under the Policy.

1. Medical expenses towards treatment of any pre-existing illness (unless of life threatening nature), pregnancy or complications related to the same (unless of life threatning nature), suicide, self inflicted injury or illness, mental disorder, anxiety, stress or depression, venereal disease, alcohol/drug abuse, dangerous sports, HIV/AIDS etc will not be payable.
2. No claim will be paid if you or any of your family members.

• Is travelling against the advice of a Physician
• Is receiving or on a waiting list for specified medical treatment declared in the Physician's report or certificate
• Is travelling for the purpose of obtaining treatment
• Has received a terminal prognosis for a medical condition

Theft or loss of passport when left unattended or not informed to Police authorities.
In case of loss of checked baggage, no partial loss or damage shall become payable.
War or Nuclear perils.

Emergency Assistance for Claims

Emergency Assistance Service is provided by International SOS Services (India) Pvt. Ltd. They can be contacted on the following numbers:
International Toll Free Line: 18666773851
National Toll Free Line : 1800118841
Fax Number : 011-41898801
This service provider is obliged to provide emergency assistance as well as claims administration services outside the Republic of India.
The above product detail gives the salient features of the Plan only. For further details on all the conditions and exclusions related to Reliance Travel Care Insurance Policy, please contact our Insurance Advisors or call: 30338282
Insurance is the subject matter of solicitation.